Start- & Scaleup Financing

It all starts with an idea, but what comes next?

In the Pre-Seed stage, the focus is on developing the business idea, creating prototypes or Minimum Viable Products (MVPs), and testing feasibility. Funding often comes from personal savings (bootstrapping), Family & Friends, or Business Angels. Support from advisors, mentors, incubators, or accelerator programs may also be utilised. I can help with Early Stage Banking and initial Financial Planning.

Seed-Stage

The idea is solid, now what?

The Seed-Stage focuses on product-market fit and market entry. This is the foundation for future growth, as the business aims to establish its market position and generate initial revenues. Once initial funding is depleted, investments often come from Early Stage Venture Capital, Seed Funds, or Business Angels, with crowdfunding also becoming a viable option. A detailed Financial Plan and a well-structured Financial Reporting system are crucial at this stage.

Growth-Stage

The idea works, now what?

The Growth-Stage is pivotal for transitioning from a startup to a scaleup. With the Proof-of-Concept (PoC) in place, the focus shifts to maximising revenues by increasing market share, expanding into new markets, and diversifying the product portfolio. The goal is to solidify market position and achieve sustainable profitability. Investments in marketing, sales, and the implementation of scalable processes and strategies require significant capital. In addition to growth funding from Venture Capital, Private Equity, or Mezzanine financing, for the first time, short- and long-term Debt Financing options like startup loans, working capital financing, or Revenue Based Finance (RBF) become relevant. In some cases, an IPO may already be considered.

M&A- / B&B-Stage

Oops, we succeeded, now what?

In the M&A / Buy & Build-Stage, further growth is driven inorganically. This may involve traditional acquisition financing with a mix of equity and debt.