About me

Who is behind liquitekt?

I ask the right questions! Together, we’ll find the perfect answers!

Tell me more

I´m

not a typical banker,

but the architect of your finances and funding!

Why I’m the right partner for you:

Q&A Startup and Scaleup Financing

I ask the right questions and achieve optimal results

Stakeholder perspecitve Startup

I understand the perspectives and priorities of different stakeholders

Taylored Finance Solutions Startup

I truly take the time to find the right solution with you

Startup Consulting and Debt Advisory

I communicate transparently, openly, and, most importantly, as an equal partner

Track Record Start- and Scaleup growth financing

>100

Startups and Scaleups financed

(while employed)

Hub for Startup fund raise and debt advisory

750+

Network contacts in the Startup and Finance scene

Credit risk Startup, Debt financing Scaleup

>10

Years of credit risk experience

Thomas Höfter - LiquiTekt | Financial Consulting and Debt Advisory for Startups and Scaleups

Thomas Höfter

Founder | Managing Director


I’m a qualified economic geographer with a focus on market and competitive analysis. With over 10 years of hands-on experience in the financial industry, I’ve worked as a Director | Head of Credit Analysis & Risk Control at a private bank and as a Lead Senior Credit Risk Analyst at a fintech. My clear focus has always been on debt financing for Startups and Scaleups, as well as developing new financial products in the Banking as a Service (BaaS) sector.


I’m straightforward and pragmatic. Respectful communication and working as equals are extremely important to me, which is why I’m always open, honest, and direct. When I commit to something, it’s with full dedication and effort.


My philosophy is to fully understand your business model, so together we can find the best possible solutions or implement the necessary processes and structures. My refined risk instincts are invaluable when developing and executing customised and risk-appropriate financing, bringing clear benefits to all parties involved.

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